Retirement Planning Goes Beyond Money

In her article ‘Multidimensional retirement planning’ independent writer Linda Stern recommends at Reuters.com:

“Having enough money is crucial for a comfortable retirement; having a lot of money is not. With 401k balances in the dumpster, this might be a good time to look at the other dimensions of retirement planning. Researchers say there are specific and measurable non-financial assets that folks should bring with them into retirement: Items like an exercise habit, connection to a religious community, and a good sense of self.”

“Self-awareness is highly predictive of success in retirement,” says Bill Bryan of Next Dance, a company that offers pre-retirement psychological testing and coaching. The factors that most affect how a person adapts and enjoys his retirement:
1. attitude toward aging
2. commitment to society
3. self-awareness.”

A detailed checklist is offered to help you think about how little you actually have to spend in dollars to achieve each of the items:

  1. Knowing yourself.
  2. Being on the same page as your partner.
  3. A volunteer gig.
  4. Connections.
  5. Health and strength.
  6. The knowledge that change is the only constant.

      Source: Reuters.com

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      April 19 2008 | Uncategorized | No Comments »

50th Wedding Anniversary Planning

By Suz Daykin

50th wedding anniversary planning can be a bit stressful! 50 years of making friends and family can mean that there would be lots of people to invite and the expectation of a great party as well as a big mixture of ages can add to the pressure. Not that I am trying to put you off! If you plan your anniversary party then there will be no need to panic.

You first need to think about the type of party that your golden couple would enjoy. My aunt and uncle had a big party, organised as a wedding, complete with dancing but my grandparents enjoyed a family meal at one of their favourite restaurants. Which would they enjoy?

When you have worked out if you are inviting everyone or just family you will have a rough idea of numbers. You will now need to find the venue! Look at local hotels and function facilities, get menu samples, bar prices and if not included, the room hire. Also ask around, a local community hall could be just what you are looking for in space and also facilities. A number of community centres have their own kitchen and just ask that you clear up afterwards. This could save you a fortune. If the couple are members of a local social club or golf club they may have membership discounts to hire the room, plus this is a venue known to them and the service would be great, you may even get a few extras.

When you are looking around any of the possible venues think about the size of the room - is everyone going to be seated at tables. The location - is it easy to find for your guests that are travelling, is there overnight accommodation if needed? And the decor - would you need to spend lots to make the room look nice?

When you have all the information, the next stage in your 50th wedding anniversary planning is to collate all of the facts; prices, sizes, ease, minimum numbers etc. We find the best way to do this is to have all of the information on a spreadsheet so that you can compare apples with apples. When you have made your decision you will need pay a deposit to the venue to secure the date, and make sure you read the contract!

Now that the venue is booked you will need to organise invitations and possibly accommodation. It would be a good idea to contact local hotels for prices so that you could include a list of possible places that your guests could stay in the invitation. Don’t get involved in booking accommodation, let your guests do that otherwise you may find that this will take up most of your time. Get your guests to reply with any special dietary requirements

Discuss catering with the venue or with the caterer when you have your replies so that they have all the details of children’s meals or special needs. You will need to confirm numbers a couple of weeks before the party - check with your venue as to what is best.

Organise any decor - it could be flowers, balloons, candles and either book with the decor company or get your volunteers ready! You may want to get into the venue the night before to get everything in place. Make sure your venue knows this as they may have another function on.

If you want to have a special 50th anniversary cake then you will need to book this with a baker in advance, some people have replicas of their wedding cake or the wedding cake they always wanted, others will have fun cakes that show off their personality.

Venue booked, invitations sent and received back, numbers confirmed, decorations done, cake ready at bakers, all that is left is to have a great 50th anniversary party!

Suz Daykin is the Editor of Anniversary Gifts By Year, the complete guide for anniversary gift ideas and how to organise great anniversary parties.

More 50th Anniversary Ideas Here

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April 04 2008 | Celebration and Life Planning and Love and Marriage | No Comments »

Wedding Anniversary Milestones

Anniversaries are considered as days where an event is commemorated or celebrated for something memorable which happened on that same day as the initial event. In the case of wedding anniversaries, many couples find it a time to remember the day they took their wedding vows and can choose to celebrate the event in a lavish way with friends and families, or where they can spend it together in the solace of each others company. Whatever way the couple chooses, here are a few important anniversary years and gifts that are usually given to commemorate each special year.

1st Anniversary:

Traditional Gift: Paper - It symbolizes the strength in paper that comes from the interlaced connection of the paper’s individual threads.

Modern Gift: Clocks - Henry Van Dyke wrote, “For those who love, time is eternity.”

5th Anniversary:

Traditional Gift: Wood - The strength of a marriage bond is represented by the traditional gift of wood. Wood is strong and long-lasting.

Modern Gift: Silverware - The modern gift of silverware is a reminder of the connection couple formed as they shared meals with each other and their children (if any).

10th Anniversary:

Traditional Gift: Gold - Optimism and wealth are often associated with gold. Not only is the metal gold beautiful, it is strong, and resistant to corrosion.

Modern Gift: Diamond jewelry. A marriage that lasts ten years is as durable and beautiful as a diamond.

25th Anniversary:

Traditional Gift: Silver

Modern Gift: Silver - A great milestone for any marriage!

30th Anniversary:

Traditional Gift: Pearl

Modern Gift: Diamond

45th Anniversary:

Traditional Gift: Sapphire

Modern Gift: Sapphire

50th Anniversary:

Traditional Gift: Gold

Modern Gift: Gold - Optimism and wealth are often associated with gold. Not only is the metal gold beautiful, it is strong, and resistant to corrosion.

100th Anniversary:

Modern Gift: 10K Diamond

As mentioned, there are several ways to celebrate one’s anniversary; however, one popular and common theme is to renew your vows on that special day, as a reminder of what brought the couple together in the first place. When throwing a party, try to keep its décor in context with the symbols that represent the anniversary. For instance, make use of lots of silver glitter, plates and so on during a 25th wedding anniversary. Another way to make things interesting is to make plans to travel someplace new and exciting. Explore sights and sounds that have never been seen or heard of and it’s a sure way to rekindle or stoke the flames of a relationship. Other fun ideas include compiling a CD of music from that year of marriage, creating an anniversary scrapbook showing pictures of family and friends including couple.

By Kiya Sama

This article has been submitted in affiliation with http://www.Prye.Com/ which is a site for Wedding Invitations.

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April 02 2008 | Celebration and Love and Marriage | No Comments »

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